It would not surprise me to see Manulife participating in the $15 mil. prospectus.
That may be the reason why they unloaded their position.
If my reading is correct, then they will most likely take that position in early Jan 2013 and not at the end of the year. This is also in line management statement of SpeedRemit closing in mid January.
So, buying here at under $0.10 may be a very smart move in anticipation of the upside once news of the Prospectus is announced.