I like Frank's phraseology. We will just be rolling up our coins and changing them for bills. But he does not tell you that later when you decide to change your bills back to coins, that the rolls of dimes you turned in have now become rolls of nickles or pennies. I have already gone to the online site and voted no! My shares are now valued at 33% of what I paid ... any further dilution or decrease is unacceptable.