I understand what you are saying JT and in the tech trade world, it makes perfect sense. I guess my point is that most of today's top dividend blue chips stocks were being traded at a time when fundamentals proved the worth of a company. Worth today is being determined by the masses that flock this way or that way. (algorithmic fast computer tech trading)I'm not saying it's wrong, I'm just saying that times have changed. If GWG was trading "back in the day", our sp would not be where it is today. I'm confident in my method and you in yours and as investors, we should always do things however we feel more comfortable.