boss, there is no big deal about 2013 apart from people having expectations the cto would be over and done with after three months, therefore before the new year.  As for the end of the world...some suggest it  lol  For me it's just frustration that my money is tied up.  My own fault for making the decision to dump so much into BGM but I didn't know what a cto was until it was invoked nor did I ever hear of a company being cto'd for a 43-101.  Guess you lean something new every day.  I like your enthusiasm and the fact you don't seem stressed but I am stressed out.  I will see this through to the end but I like hearing everyone's opinions whether predictions or not.  Cheers to longs