I have debated averaging down many times during the recent prolonged share price tumble. I always come up with the same response. There's just too many other opportunities to focus on.

The bottom line is that I've lost trust in the motives of the new DA management since Clairvest has taken control of the company via the back door. My objectives (debt reduction/dividends) are not aligned with theirs (debt growth/maximum interest and fee income) anymore. I used to recommend this stock to my friends. No more.