Z 10 browser, down load speeds, compression etc providing full website access mades many apps unnecessary, unlike Android or iPhone; QNX is already embedded accross many industrial and consumer sectors, so many new apps not possible on other smartphone platforms will soon arrive; and security on the Z 10 is unrivaled  making this smartphone the best consumer choice for use as a digital wallet over NFC cash terminals in the retail environment. 

Note: I am long this stock