I would not bet against Visa any time soon or Sherritt, Linimar or JNJ, we all know there is going to be a fall with new dividend tax increase in USA.  Smaller always pays a bigger price than bigger. That's almost an onamatopia.

Every report says the same thing, banks, insurance, miners, if they are liquid and have cash on hand shareholders will do well, if no cash on hand not so well, bad actually.

The value of interest bearing certificates mean almost nothing to the banks because they know deflation is moving faster than interest payments.  That's also why SS has an income stream, interest on the loan means nothing and even less when dilution occurs regularly.

CASH IS KING RIGHT NOW AND MTO HAS $0